About Request to Pay

What is Request to Pay? | How it works

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Request to Pay (RtP) is a messaging ecosystem that provides the necessary interconnecting secure communications required to make secure payment requests possible.

The flexibility of cash with the control of Direct Debits.

Request to Pay (RtP) reduces the cost of managing bill payments by offering customers their choice of payment method through one integration.

Easier bill payments, happier customers. Increase engagement with your client base by becoming the foundation of their bill payment experience

‍Traditional payments require customers to visit a biller or merchant checkout and initiate a payment.  With Request to Pay this process is decoupled so that a biller can initiate a payment request and a customer can choose where and how they pay. 

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How it works

how request to pay works

Answer Pay estimates in the UK that, with 55% of utility bills paid by Direct Debit, and the remainder paid by cards, cash and cheques, the Request to Pay market could equate to 1,354 million transactions a year.

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Why not schedule time with a RtP consultant?