Pioneers of Open Finance
Answer Pay’s bill payment innovations open up markets and increase access to information for all.
Finance for Everyone
Greater Access
We’re taking Open Banking the next step and providing greater access to banking services to a broader audience with Request to Pay integrations. It is the ‘digital messaging tissue’ that connects bill payers to service providers.
Faster Decisions
Moving the underbanked and financially vulnerable to digital payment systems speeds up decisions for consumers while benefitting providers with faster, better informed decisioning processes.
Improved Experience
Giving consumers the ability to access digital services directly from their mobile banking app improves the customer experience through convenience, data security, and timeliness.
Recent Open Finance Insights
Should you build or buy a digital banking platform?
Banks must decide how to embrace the digital platform-based business model. Should you use an established platform, or build your own?
European Payments Council SEPA RtP Second Version
With the release of the new version of EPC rulebook, SEPA Request to Pay (RtP) now provides competition to the domestic Pay.UK scheme.
It’s official: Request to Pay is coming onstream!
It’s official: Request to Pay is coming onstream!Answer Pay has been tracking the progress of Request to Pay adoption for over a year. And why wouldn’t we, as the first company to deliver a live end to end RtP integration and demo platform in the UK! This week,...
Request to Pay VS Open Banking
In this article, we compare the two main services enabling secure payment requests – Request to Pay and Open Banking.