Boost the sales of your core services

Open doors with open finance

answerpay balls

Request to Pay, a new revenue stream that complements your banking and payments products

Open Banking has been one of Europe’s big success stories but it is only the beginning.  With eInvoicing mandates in continental Europe and “Smart Data” coming for regulated industries in the UK, Open Finance promises to dwarf the Open Banking opportunity.

The first key use case is “Request to Pay” a  message overlay service that enables a biller to send a request for payment to a payer.  These messages are typically sent between payment apps ensuring security.

Complementary to existing payments infrastructure, read more to see how you can leverage our white-label service to grow your revenue.


Easy integration, fully white-labelled

Request to Pay has taken off globally with 60% of SMEs benefitting in Australia, 130M consumers using it in India and not one but two schemes launching in the US.  Next, is Europe, which has seen a surge in market activity from banks who are keen to secure their role in being the first choice interface for payments.  But how, can you ensure you win that next RFP?

Answer Pay, has already certified it’s Request to Pay service and provides coverage for Europe including the UK.  Using our platform ensures the quickest time to value and abstracts the complexity of local and regional compliance.  It comes fully white-labelled and be branded in either your or your client’s brand.  

piggybank icon

Serve retail banks?

As the European Commission mandate adoption of SEPA instant and Pay.UK look to introduce New Payments Architecture there are some big opportunities out there.  However, it is can be hard to differentiate on payments particularly when it comes to core services which are largely standardised.

Integrating Request to Pay to your instant payment solution can help supercharge your payment offering.  For your customer it means greater resisitance to fraud and increased payment volume.



Banking as a service?

Customers leverage your platform due to the convenience you provide in offering customisable banking services.  Key to the next generation of services is Request to Pay, a way for your customers to build payment volume and avoid fraud.

Leverage our certified technology to secure more business both from this new revenue stream and the upsell of your core services.



Serve corporate banks?

E-invoice mandates are driving banks to roll out new services to help their corporate customers. 

Our Request to Pay solution solves the problem by providing an integrated digital invoice and payment request facility for your customers.  Best of all you can pre-integrate it with your reconciliation and CRM services to upsell a fully functioning business customer toolkit.

You’re in good company!

Finastra and their customers are the latest to benefit from Answer Pay’s Request to Pay technology.  Find out more about the services here.


Request to Pay from Answer Pay

answerpay balls

New revenue stream

Gain additional revenue from the introduction of Request to Pay services that add tangible benefits to your customers.


Gain full coverage of Europe, including the UK with our certified platform.

request to pay illustration of a mobile phone banking app

Upsell existing services

Complementary to your core services, Request to Pay can help you generate more volume and traction on core payments, invoicing,  reconciliation services, and more!


With existing partner relationships and a vastly experienced team you can be sure you’re talking to the right people.

Win an RFP

Talk to Answer Pay the only certified provider of Request to Pay for Europe, including the UK.


Fast-track your knowledge

Download our one pager summarising our solution for retail banks and payment apps and answering some of your FAQs