Transform your
accounts receivable
Collect and comply

Transform the payment experience for your customers and stay ahead of regulation
One size fits all no longer applies to the payment experience of your customers. The cost of living crisis has impacted repayment dates and Direct Debits are failing as customers look to pay via alternative means.
Regulators are increasingly looking to intervene to give consumers access to their data and the flexibility they need. Called “Smart Data” this legislation looks to take the successes of Open Banking and apply it to other industry sectors mandating that APIs must be made available to expose consumer held data in secure manner.
The benefits of Request to Pay



“Smart Data”
Comply with new legislation by enabling your customers to securely access invoice data and pay with their chosen third party provider
More visibility
Get greater insight into your customers ability to pay and engage prior to defaults
Safe and secure
Easily take regular payments without card vaults and PCI-DSS compliance


More Flexible
You receive a bank transfer but your customers pay how they want be it cash, card or faster payments
Get paid faster
More ways to pay means it’s easier for your customers to send you their money
Fixed fees
Pay a fixed fee per Request to Pay message and avoid expensive percentage based charging with variable interchange and complex scheme fees
We supply the digital infrastructure to equip billers to request digitally, collect faster and reconcile easily
Issue a payment request through Answer Pay‘s APIs and it is delivered directly to the payment app of your customer. This ensures better conversion than invoices sent by e-mail or text.
As the payment request has all the payment details pre-configured your customer can then within a couple of taps easily make a payment. Immutable transaction reference numbers mean that when you receive confirmation of a payment, reconciliation is a simple affair.


Scale payment volumes
Maximize profitability
Win customers through superior client services
Easy Integrations
We have multiple integration options including:
Invoice data integration
ERP system integration
Direct API
CSV file uploads
See the video to learn about our easy cloud integration option
Schedule a meeting
Talk with one of our experts to discuss what Request to Pay can do for your business.
Fast-track your knowledge
Download our one pager summarising our solution for businesses and answering some of your FAQs