Financial Inclusion
Answer Pay is committed to making finance easier, to better serve the financially vulnerable.

How we are encouraging financial inclusion with RtP

Managing Bills
Managing bill can be difficult for payers. Often, billers will adopt different methods and mechanisms to seek payment. This makes it difficult for bill payers who find themselves juggling payment methods and tools.

Safer Payments
Unlike Pay by Link, Request to Pay safeguards bill payments from mobile devices. It delivers end to end security of data while in transit and prevents interception of messages to fake websites that leads to fraud.

Acting for someone else
Many carers find they struggle to resolve billing issues of their loved ones because they don’t have permission. By authenticating a mobile app and using Request to Pay, all payments can be make with the legitimate authority of the bill payer.
Recent Financial Inclusion Articles and News

Answer Pay tackles growing bill payment crisis with SEPA Request to Pay
Answer Pay is integrating with EBA CLEARING messaging system to tackle the bill payment crisis across Europe, with Request to Pay solutions.

Removing customer worry in 2022 with smarter bill payments
The rising costs of living are especially challenging for the financially vulnerable. How can smarter bill payments help us in 2022?

How to tackle APP fraud
The payment services regulator published a paper seeking feedback on its proposals to combat the rise in APP fraud. Here’s what we think.

Debate on the influence of pay by link adoption on payer vulnerability
The decision to run the debate arises due to growing concerns about the overuse of Pay by Link approaches to power mobile bill payments.