Bill Payment Innovations
Industry insights | Latest news and articles

The world of bill payments is changing
Companies want to leverage digital payment innovations to get paid faster, lower associated costs, expand their customer base and serve under banked customers.
That’s where Request to Pay comes in.
Launched in 2020, Request to Pay (RTP) enables secure payment requests via your existing payment infrastructure. It allows companies to empower their customers to settle and manage their bills flexibly, all in one place.
Here you can find articles on the newest innovations in bill payments, curated to deliver insight that drives business transformation.


Is Pay by Link adoption adding to mobile payment fraud?
Mobile payment fraud is a fast-growing problem—could consumer trust in Pay by Link put them at risk? What are the alternatives?

How Request to Pay is empowering payer decisions
Request to Pay based services are empowering the financially vulnerable, allowing people to make safe mobile payments—anytime and anywhere

It’s official: Request to Pay is coming onstream!
It’s official: Request to Pay is coming onstream!Answer Pay has been tracking the progress of Request to Pay adoption for over a year. And why wouldn’t we, as the first company to deliver a live end to end RtP integration and demo platform in the UK! This week,...

Request to Pay set to change the landscape of bill payments
Request to Pay is set to change the landscape of bill payments, transacting requests for payment and settling bill payments on mobile.

Pay By Link Or Request To Pay?
What does pay by link really mean? An objective review of different bill pay solutions.

Why Bacs Accredited Companies Can Thrive With Request To Pay
Request to Pay provides elegant solutions for Bacs companies. Will RtP become the new normal in the world of digital payments?

Answer Pay @Leeds Digital Festival
We discuss what led to the creation of Answer Pay and our Request to Pay services in this video from the Leeds Digital Festival 2021.

Why Request To Pay Is As Easy As Plug And Play
Implementing Request to Pay into your existing system couldn’t be easier. Find out why every payment service provider should connect to RtP.
- It’s expected that by 2023, 78% percent of UK adults will use mobile apps for payments and transactions. Global Business Outlook
- In 2020, 45% of Gen Z consumers made a digital or mobile wallet payment. Cybercrew
- Young people (aged 18 to 34) and those making less than $50,000 were the most likely to miss or partially pay one or more bills. McKinsey
- There were 3.5 billion payments made using credit cards, an increase of 7% over the previous year. UKfinance

Analysis

Bill payments are changing
Read our guide to RfP solutions
In a fast-changing payments industry, PSPs want to maximize their share of wallet, offer competitive transaction servicing rates (while maintaining high returns), and win more customers by offering services that billers need to serve today’s ever-changing business and consumer worlds. Above all, they don’t want to be left behind. Learn more…
Your request to pay options
Which Request for Payment solution?
In this article, we examine the rise of the secure request for payment messaging solutions and the options open to banks and Payment Service Providers to use it for themselves. Learn more…Switch on Request to Pay
Discuss your needs with a consultant and discover your ideal payment solution