Request to Pay benefits
Effective bill payment solutions for billers and payers
Empower payers by delivering secure digital payment power in your app
Increase customer engagement by empowering clients to aggregate and pay bills in your native app.
Your customers create a unique Request to Pay ID in your brand, which they then share with their billers, who will send all future invoices to it. By connecting to Answer Pay SPX™ you can retrieve those messages and deliver them securely to your banking application. Customers can manage all their requests and pay bills using the payment methods you provide.
Request to Pay benefits for payers
Empowerment
Customers see all requests from all their billers in one app for easy prioritisation and payment management
More control
Payer initiated payments reduces unauthorised overdrafts incidents
Payment choice
Customers choose your application for your excellent UX and a range of payment methods
Convenience
Talking to a biller about a payment has never been easier
More trust
Requests arrive in their chosen secure app not as email/SMS links
Extensible services
Invoice data can be used to build richer services for your customers
Easy to use
A single payment experience across all billing relationships
No hidden charges
Removing additional charges for the use of alternative payments set by billers
Billers can cut their costs of payment and cash management with Request to Pay
As a provider of a billing or accountancy management platform, you can offer your clients a new payment experience that has the flexibility of cash with the control of Direct Debits.
Request to Pay helps reduce the cost of managing bill payments by enabling a two-way digital communication between billers and payers for invoice payment. An added benefit of Request to Pay is that it’s easily reconcilable; the solution can cater for the specific needs of your business.
Request to Pay benefits for billers
Lower cost
Only pay a fixed fee for the request, rather than a percentage of its value – no processing costs
Surety of payment
Offering more ways to pay gives billers a greater surety of payment
Simple payments
All payments are received by the biller as bank transfers
Improved cash flow
Improved visibility of client issues and options for part payment, improving conversion
Easy to integrate
RtP can be easily linked-up to your existing billing platform
Remote Control
Extend payment deadlines, provide more information all from a single interface
Schedule a meeting
Talk with one of our experts to discuss what Request to Pay can do for your business.
Fast-track your knowledge
We’ve partnered with Answer Digital to study the Request to Pay opportunity.