About us

Who we are | What we do

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Answer Pay helps banks and payment service providers to grow payments using Request to Pay


Request to Pay (RTP) is a digitised bill payment experience that makes payment initiation easier for both billers and payers.

Our certified “payments as a service” platform connects banks and financial services to the Request to Pay network. Our clients save money on building new tech infrastructure, refocusing resources on creating differentiated customer experiences in their apps that help grow payment volumes and customer satisfaction.


Our infrastructure lets billers request payments digitally, collect faster and reconcile easier

We help you launch your own Request to Pay service, overcoming the technical hurdles.

We equip banks and financial services providers with the power to make digital payments faster and easier by offering a flexible, low-cost solution to bill payment.

The simplest way to make payments is to settle a digital payment request via a trusted mobile app.


Scale payment volumes

Maximize profitability

Win customers through superior client services

Our white label digital platform equips Payment Service Providers to implement their own branded Request to Pay digital payment service.

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In June 2020, Answer Pay became the first certified provider of Request to Pay services, and the first to complete live transactions.

Answer Pay was founded to meet the growing needs of businesses and workers in the gig economy.

We’re passionate about the economic and societal potential of digital payments; their ability to democratise fair billing practices, help to share wealth and stimulate economic growth.

Some things you can take for granted:

  • Always low, predictable fees
  • Reduced transaction fees for billers
  • Minimised fraud risk
  • When we say our integration is painless, that’s precisely what we mean
  • We meet all GDPR compliance and data security requirements
  • We’re certified to comply with the UK’s Request to Pay standard

Meet the team

Mike Chambers
Mike Chambers



Former CEO of Bacs processing approx. 7Bn transactions annually.  Mike is a payments industry luminary.

Gary        Parlett
Gary Parlett



Founder and CEO of both Answer Digital and Answer Pay, Gary is a successful serial entrepreneur in payment technology.

Peter Cornforth
Peter Cornforth

Commercial Director

Payments product specialist. Over 10 years of experience in the payment arena with Santander, Vodafone, Amazon and Paysafe.

Finbarr        Joy
Finbarr Joy



Former CTO of Superbet, Lebara, William Hill, Finbarr puts the Tech into FinTech.  Hugely successful at running high volume high integrity platforms.

Dr. Ismail Bhana
Dr. Ismail Bhana

Head of Engineering


Dr. Bhana is an experienced software engineer, architect and has a PhD in Computer Science. He has a track record of project successes in the FinTech sector.

Interested to find out more?